Peter's Blog


Seniors Be Safe At Home

Victoria, Saanich, Esquimalt, real estate, Boomers and SeniorsAging In Place Assistance for Seniors offered by CMHC

There are a number of great services and benefits available to many people that sometimes go unnoticed or bear repeating, to ensure that those in need of some assistance are able to improve the quality of their life.

Seniors and their family members that are living in a home that is potentially unsafe or could pose a danger to a senior, should be aware that some "FREE" help may be available to them.

CMHC (Canada Mortgage and Housing Corporation) offers a great number of excellent publications, reports and resources for all Canadians and their housing.
One of these reports is called "Maintaining Seniors Independence Through Home Adaptations" this report and the Self Assessment Guide can be ordered from CMHC, or if you want, Contact Peter and Linda Pfann, and it will be our pleasure to get a set to you within the next few days. These guides will give you and or your family the opportunity to review what if any improvements can and possibly should be made to ensure your safety at home for many years to come....

Adapt AlterationsIn addition, For Greater Victoria BC residents, we (as part of our networking efforts to find Senior Focused Services) know Gardiner MacDermot, a Home Adaptation Specialist, who Helps Seniors Staying Independent in their own home. His Company  "ADAPT Alterations, can be reached at (250) 381 - 9489 or by email at , his website is at

In the event that some alterations may be needed for your home, CMHC also offers a "Forgivable Loan Program"  for your benefit we have copied some of the information about the Hasi program from the CMHC website, to give you most of the details and eligibility requirements for this program, please check them out below and the links included.

If we can be of any assistance in any part of  improving and or sustaining your quality of life at home, please allow Peter and Linda Pfann to be of service to you. Be sure to visit our Boomers and Seniors Section of our Victoriasm Blog here.

Information below is from the CMHC website at : CMHC Home Adaptations fo Seniors Indepence page

CMHC Seniors and BoomersHome Adaptations for Seniors' Independence (HASI)

CMHC (Canada Mortgage and Housing Corporation) offers The Home Adaptations for Seniors’ Independence (HASI) program offers financial assistance for minor home adaptations that will help low-income seniors to perform daily activities in their home independently and safely.

Who Can Apply?

Homeowners and landlords may qualify for assistance if:

  • The occupant is 65 years of age or over and has difficulty with daily living activities due to loss of ability brought on by aging.
  • The total household income is at or below the program income limit for the area.
  • The home is a permanent residence.

Eligible Adaptations:

Adaptations should be minor items related to loss of ability. The adaptations must:

  • Be permanently installed or fixed to the dwelling.
  • Improve access to basic facilities within the home.
  • Increase the physical safety for the resident. Examples of eligible adaptations are handrails in hallways, easy-to-reach work and storage areas in the kitchen, lever handles on doors and grab bars in the bathroom.

Ineligible Adaptations:

Supportive care and portable aids, such as walkers and household appliances, are not eligible. Repairs, alterations or adaptations not related to the resident’s loss of ability are not eligible under this program.


Work carried out before the HASI application has been approved in writing by CMHC is not eligible.

Financial Assistance

Financial assistance is available in the form of a forgivable loan of up to $3,500. The loan does not have to be repaid provided the homeowner agrees to continue to live in the home for six months (the loan forgiveness period). Where assistance is provided for adaptations for a rental unit, the landlord must agree not to increase the rents as a result of the adaptations.

Access the Renovation Programs Pre-Application Tool for more information specific to your geographic area .  

Other Assistance Available:

If extensive modifications are required to improve accessibility, such as wider doorways and increased space for wheelchair manoeuvring, you may be eligible for financial assistance through the Residential Rehabilitation Assistance Program for Persons with Disabilities.    CMHC also offers financial assistance to create secondary or garden suite   for low-income seniors or adults with a disability.

Contact CMHC:

To find out how to apply for financial assistance, or for more information about these programs, please call CMHC toll free at 1-800-668-2642.

Frequently Asked Questions related to this program. 


Peter & Linda Pfann, Selling Pfanntastic Victoria Homes Since 1986This Information was provided to you compliments of Victoria BC Realtors, "Peter and Linda Pfann", Certified Professional Consultant on Aging (CPCA)®.  CPCAs are committed to providing exceptional service, and have supplemented their professional training by learning about the unique and changing needs of the 50+ population.

Make sure that the professionals serving you have taken the time and made the commitment to learn more about YOU!  To find CPCAs in good standing in your area, go to
 or  and  To Find additional Victoria, BC, Canada, Senior Focused Resources, please visit "The Elder Friendly Community Network"  

To Find out how we serve Greater Victoria Boomers and Seniors and their families with their real estate plans and needs in and around Greater Victoria BC, please call Peter and Linda Pfann in Victoria BC, Canada at (250)-213-9490 or





Peter Pfann,

CPCA, ABR, SRES, E-Pro, IMSD, Master ASA, C-CREC, Associate Broker.

Text or Talk To Peter @: (1) 250 - 213 - 9490

Pfanntastic Properties in Victoria, BC, Canada, @ Fair  Realty Since 1986.

Regional office: 1540 Fort St Victoria, BC V8S 5J2



This is great that you are getting this information out.  Welcome to the May challenge!!! What did you mean in your response on my post about the challenge

"One a day should not be to hard, count us in, for us it is only 1/2 a post a day, cool....."?????


Posted by Christina ONeal, Realtor - Ripon California (At Home Real Estate Group) over 9 years ago

Hi Christina,

thank you for your encouragement.

I meant in joking I guess, there are 2 of us, so if we each write 1/2 a post, that should be easy....


Posted by Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986., Talk To or Text Peter 250-213-9490 (eXp Realty, Victoria BC over 9 years ago

This is great information!  I must do a post about this very soon. I recently ran into a senior that can no longer take care of himself and needs assisted living. I took him out to the place my aunt was at for years.  Seniors deserve the care they need. And they're all alone it's even harder for them to get the information they need.

Posted by Anna Banana Kruchten Arizona's Top Banana!, 602-380-4886 (HomeSmart Real Estate BR030809000) over 9 years ago

Hi Anna,

Thank you for your comments of support,

Seniors deserve and need our attention and we have found locally that there are many more resources than what most people are aware of, and as such we try to bring more attention to these services and agencies on a regular base.

Victoria is the Retirement Capital of Canada...... for good reason

Posted by Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986., Talk To or Text Peter 250-213-9490 (eXp Realty, Victoria BC over 9 years ago